Thank you for shopping with Shop Smarters. This Payment Policy explains the terms related to payments made on our website operated by SHOP SMARTERS LLC.

1. Company Information

Business Name: SHOP SMARTERS LLC
EIN: 33-1666062
Email: support@shopsmarters.store
Phone: +1 (330) 562-1309
Address: 124 Bent St Unit H, Taos, NM 87571, United States
Business Hours: Monday – Friday, 9:00 AM – 5:00 PM (EST)

2. Accepted Payment Methods

We accept the following payment methods:

  • Visa
  • MasterCard
  • American Express
  • Discover
  • Debit Cards
  • Secure Online Payment Gateways (such as Stripe, PayPal, or other supported providers)

All payments must be made in full at the time of purchase.

3. Payment Security

Your security is our priority.

  • All transactions are encrypted using secure SSL technology.
  • Payment information is processed through secure third-party providers.
  • We do not store full credit or debit card details on our servers.

4. Billing Information

Customers must provide accurate billing details, including:

  • Full name
  • Billing address
  • Valid payment information

If incorrect information is provided, we reserve the right to cancel or delay the order.

5. Currency

All prices listed on our website are in U.S. Dollars (USD) unless otherwise stated.

Your bank or payment provider may apply additional currency conversion fees if you are purchasing from outside the United States.

6. Order Confirmation

Once payment is successfully completed:

  • You will receive a confirmation email
  • Your order will enter processing

If you do not receive confirmation, please contact us at support@shopsmarters.store.

7. Payment Authorization Issues

If your payment is declined:

  • Verify your card details
  • Contact your bank or payment provider
  • Try an alternative payment method

We are not responsible for declined transactions caused by your bank.

8. Fraud Prevention

To prevent fraudulent transactions:

  • We may review or verify certain orders
  • We reserve the right to cancel suspicious transactions
  • Additional identification may be requested if necessary

9. Refunds

Approved refunds will be issued to the original payment method in accordance with our Refund & Return Policy.

Processing time for refunds: 5–10 business days, depending on your bank or payment provider.

10. Contact Us

For any payment-related questions, please contact:

SHOP SMARTERS LLC
124 Bent St Unit H
Taos, NM 87571
United States

support@shopsmarters.store
+1 (330) 562-1309

Business Hours: Monday – Friday, 9:00 AM – 5:00 PM (EST)